Renting an apartment plus a deposit (usually in the amount of monthly rent) or a dormitory fee, plus a monthly ticket for public transport or, if we have a car, expenses for fuel and the purchase of books, textbooks and other teaching aids. Let’s not forget about food, travel home and entertainment, i.e. going to the cinema, theater, concerts and other events. After counting all expenses, you can see that student life is not as cheap as it may seem. Unfortunately, not always a young person can count on a scholarship or financial support of parents high enough to cover most of their obligations. Taking up a job can also be difficult, especially when studying full-time. A cash loan in a bank (apart from a student loan, which is also subject to many requirements) is also not available, due to the lack of a stable source of income (the scholarship is not treated as remuneration). In this situation, non-bank payday loans are one of the solutions.
Lack of stable income is not an obstacle
In the case of an online loan, usually you only need an ID card, mobile phone and bank account, from which you need to make a verification transfer (PLN 0.01 or PLN 1.00). The student can also choose the option of confirming the data through a Facebook account (most often when registering and completing the application you need to log in to your profile). The student will not use Strong Loan services, because this company requires a stable income of at least PLN 500 per month. An income certificate or bank statement is not required, but loan companies can ask for these documents if they are in doubt as to the degree of risk of liability to the student. Zengga reserves this right.
Free loan for 18 years
As a new customer, the student has a chance to get a loan for free, but must remember to pay it back within a maximum of 30 days. People just starting their studies, i.e. 18 years old, can choose an offer, among others Zengga.com (first commitment up to PLN 750), ViaTEXT (first loan up to PLN 800 free), Fast Cash (loan from PLN 100 to 3000, free loan up to PLN 300) or Strong Loan (first loan up to PLN 700).