United Community Banks, Inc. operates as the financial holding company for United Community Bank which provides financial products and services to the commerce, retail, government, education, energy, healthcare sectors health and real estate. The Company accepts various deposit products, including checking, savings, money market and other deposit accounts. It also offers lending services, including home, consumer and commercial loans, to individuals, small businesses, mid-sized commercial enterprises and non-profit organizations, as well as secured and unsecured loans and mortgage loans. In addition, the company issues loans partially secured by the SBA and USDA loan programs. Additionally, it provides wealth management services including financial planning, personalized portfolio management and investment advice; fiduciary services for managing fiduciary assets; investment products other than deposits; and insurance products, including life insurance, long-term care insurance and tax-deferred annuities, as well as investments in residential and commercial mortgage-backed securities, assets, US Treasury, US agency and municipal bonds. In addition, the company offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking and other related financial services. It operates through a network of 171 branches in Florida, Georgia, North Carolina, South Carolina and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.